Live margin account · Monthly updates

Real
trades.
Real stakes.

A mid-forties Canadian investor from the suburbs of Montreal documenting a real WealthSimple margin account. Every dollar. Every distribution. Every lesson. Nothing hidden.

▶ Watch Month 3 — July Results Get Monthly Results →
+$328.78
July distributions
-$119.58
Interest charged
+0.90%
All-time return
Leveraged Life
Total All-Time Return
+$384.42
+0.90%
Distributions
Interest
Distributions +$328.78 CAD
Interest charged -$119.58 CAD
Coverage ratio 2.75x
Capital appreciation +$384.42 CAD
🎉 Live Now — We Hit 200 Followers!

The giveaway is on.

Leveraged Life just crossed 200 followers on Blossom — thank you. To celebrate, I'm giving away the new merch line: one hoodie and two t-shirts to three lucky winners. Entries are open now through August 31. No purchase necessary. Sign up below to enter.

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Official Rules & Disclosure
  • Prizes: 3 total — one Leveraged Life hoodie, two Leveraged Life t-shirts. One prize per winner.
  • No purchase necessary to enter or win. Entry is free via email sign-up above.
  • Eligibility: Open to entrants in Canada. Void where prohibited.
  • Winner selection: Names will be randomly drawn from entrants. Each winner must correctly answer a skill-testing math question before a prize is confirmed, as required by Canadian law.
  • Notification: Winners will be contacted by email and asked to provide a shipping address.
  • Entry period: Open now through August 31, 2026. Winners announced shortly after on Instagram, X, and Blossom.

Règlement complet disponible en français sur demande par courriel. / Full rules available in French upon request by email.

What is Leveraged Life?

No face.
No hype.
No filter.

A completely transparent, anonymous YouTube channel documenting one Canadian investor's real-time journey into margin investing.

📊
Every number on screen
Exact CAD borrowed, interest paid, distributions received, and total return — every single month.
🍁
Canadian-listed ETFs only
All positions in CAD. No currency risk. Clean, simple, comparable month to month.
📅
Monthly episodes
Updates drop once all distributions and interest are fully in — the complete picture every time.
0% 36% utilized — within 50% rule ✓ 100%
Interest rate (CAD) 3.95%
Active ETF positions 36
Strategy Distributions > Interest
0% $41,943.90 balance — fresh restart, on pace 100%
Strategy Coast mode officially restarted at the 6-month mark — new baseline, real commitment
Projected payoff date Jun 2033
vs. model trajectory On pace
Updated Weekly, alongside the latest video
Month 3 — July 2026

The full picture.

Every number from Month 3. Updated monthly once all distributions and interest are fully received.

Distributions
+$328.78
across the month
Interest charged
-$119.58
3.95% CAD rate
Net cash income
+$209.20
Dist. minus interest
Coverage ratio
2.75x
Dist. covered interest
All-time gain
+$384.42
vs. cost basis
All-time return
+0.90%
on total deployed
Month 1 (May) · Portfolio: $21,314 · Return: +1.61%
Month 2 (June) · Portfolio: $31,649 · Return: +2.52%
Month 3 (July) · Portfolio: $43,131 · Return: +0.90%
Watch Month 1 Breakdown → Watch Month 2 Breakdown → Watch Month 3 Breakdown →
Portfolio Holdings

Current positions — August 1, 2026

42 ETF positions across the WealthSimple margin account, plus 2 short options positions (NOK, SOFI cash-secured puts). All ETF holdings in Canadian dollars.

Leveraged Life — Holdings Breakdown
42 POSITIONS
Total value
$43,131 CAD
Positions
42 ETFs
As of
Aug 1, 2026
Portfolio
$43,131
CAD
Not financial advice — simply my journey in margin · Updated monthly · leveragedlife.ca Download Chart (Free)
Episodes

Watch the journey.

The latest update — subscribe on YouTube so you never miss one.

NEW
Weekly Update — Aug 3–7
A Strong Week, Quick Recap
Best week since April — S&P +3.6% on a surprise jobs miss. Trimmed EQCL and MSHE (+25.2%), redeployed into BRKY/CMCC/SPXE, the wheel stayed active on NOK and SOFI, and $72.44 CAD in distributions. Plus a quick note before I travel.
Watch →
Shop

Wear the journey.

Leveraged Life merchandise and digital products — for Canadian investors who know the disclaimer by heart. Every item made to order or delivered instantly.

DIGITAL
INSTANT DOWNLOAD
Excel + PDF
ETF Distribution
Calendar 2026
28 ETFs 15 Sheets Auto-calculates
Canadian ETF Distribution Calendar
Excel + PDF · 28 ETFs · 12 monthly sheets · Annual summary
All distributions verified from official May/June 2026 issuer announcements — Hamilton ETFs, Harvest, Global X, Evolve, Brompton, Vanguard, iShares and BMO.
Enter your units once — every sheet updates automatically. Includes semi-monthly payers (QDAY, CDAY, SDAY, INTY, PAYG) and quarterly payers (ZLB, ZLU).
CA$10.00 No shipping · Instant
Download Now →
DIGITAL
INSTANT DOWNLOAD
Excel + PDF
Monthly
Margin Tracker
+$119.36 dist. -$44.05 int. 2.71x
Monthly Margin Tracker
Excel + PDF · 27 ETFs pre-loaded · Auto-calculated totals
The exact tracker used to manage the Leveraged Life margin account.
CA$10.00 No shipping · Instant
Download Now →
NEW
INSTANT DOWNLOAD
Excel · 40-Year Projection
The Margin
Snowball Calculator
Coverage Ratio Net Income 2 Charts
The Margin Snowball Calculator
Excel · 5 inputs · 40-year projection · Coverage ratio · 2 auto charts
Enter your margin, yield and interest rate. See exactly whether your distributions cover your interest — year by year for 40 years.
CA$10.00 No shipping · Instant
Buy on Etsy →
Leveraged Life Unisex Hoodie
Leveraged Life Unisex Hoodie
Premium fleece · Unisex fit · S to 2XL
The new brand look, front and centre — for the investor who tracks every distribution.
CA$60.00
Shop on Etsy →
Leveraged Life Unisex Classic Tee
Leveraged Life Unisex Classic Tee
Premium cotton · Unisex fit · S to 2XL
The new brand look on your everyday tee — built for the Canadian investor who tracks every distribution.
CA$38.00
Shop on Etsy →
View Full Shop on Etsy →

Merchandise made to order · Shipped directly via Printful · Digital products delivered instantly

Free Download

My 4 Margin Rules.

The 4 non-negotiable rules I set before my very first leveraged trade. Download free — no email required.

1
Never exceed 50% of available margin
2
Written thesis on Blossom before every trade
3
Interest always in the return calculation
4
Full transparency — especially on losses
Download Free PDF →
My 4 Margin Rules FREE
RULE 01
Never exceed 50% of available margin
Keeps me far from a margin call. The 50% ceiling is non-negotiable.
RULE 02
Every trade needs a written thesis
Post on Blossom before buying. Can't explain it? Don't buy it.
RULE 03
Interest is always in the math
A 10% gain at 10% interest is a 0% gain. Always account for the cost.
RULE 04
Full transparency — especially losses
The losses go on screen just like the wins. No highlight reels.
For Your Kids

The Snowball Series.

A children's book series for the kids of investors — set in Montreal, written in English, featuring French-named characters.

Follow Théo Villeneuve through picture books, a colouring book, and an activity journal that plant the seed of financial curiosity early — through wonder, patience, and the magic of small things growing into something big. Written by Felix Laneige, the pen name of the investor behind Leveraged Life.

Shop the Series on Amazon →
Free Tool

The Snowball Calculator.

See how your portfolio grows over time. Enter your numbers and watch the snowball roll. Enter your email to download the free Excel version.

This shows how much of your total return comes from distributions. Must be ≤ Total Annual Return %.
1 yr 40 yrs
Final Value
$0
Total Capital Invested
$0
Total Distributions
$0
Monthly Income (final yr)
$0
❄️
Download the free Excel version
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Newsletter

Get the numbers first.

Every month I send the full breakdown — distributions, interest, capital appreciation, and total return — before the YouTube video drops. Free. One email per month.