Live margin account · Monthly updates

Real
trades.
Real stakes.

A mid-forties Canadian investor from the suburbs of Montreal documenting a real WealthSimple margin account. Every dollar. Every distribution. Every lesson. Nothing hidden.

▶ Watch Episode 9 Get Monthly Results →
+$177.42
June distributions
-$81.88
Interest charged
+2.52%
All-time return
Total All-Time Return
+$778.03
+2.52%
Distributions
Interest
Distributions +$177.42 CAD
Interest charged -$81.88 CAD
Coverage ratio 2.16x
Capital appreciation +$778.03 CAD
What is Leveraged Life?

No face.
No hype.
No filter.

A completely transparent, anonymous YouTube channel documenting one Canadian investor's real-time journey into margin investing.

📊
Every number on screen
Exact CAD borrowed, interest paid, distributions received, and total return — every single month.
🍁
Canadian-listed ETFs only
All positions in CAD. No currency risk. Clean, simple, comparable month to month.
📅
Monthly episodes
Updates drop once all distributions and interest are fully in — the complete picture every time.
0% 34% utilized — within 50% rule ✓ 100%
Interest rate (CAD) 3.95%
Active ETF positions 36
Strategy Distributions > Interest
0% $38,696.65 balance — $4,029.41 behind model pace 100%
Strategy Coast intended, but testing phase still active — margin ticked up, not down, this week
Projected payoff date Jan 2033
vs. model trajectory Behind pace
Updated Weekly, alongside the latest video
Month 2 — June 2026

The full picture.

Every number from Month 2. Updated monthly once all distributions and interest are fully received.

Distributions
+$177.42
29 payments received
Interest charged
-$81.88
3.95% CAD rate
Net cash income
+$95.54
Dist. minus interest
Coverage ratio
2.16x
Dist. covered interest
All-time gain
+$778.03
vs. cost basis
All-time return
+2.52%
on total deployed
Month 1 (May) · Portfolio: $21,314 · Return: +1.61%
Month 2 (June) · Portfolio: $31,649 · Return: +2.52%
Watch Month 1 Breakdown → Watch Month 2 Breakdown →
Portfolio Holdings

Current positions — July 1, 2026

27 ETF positions across the WealthSimple margin account. All in Canadian dollars.

Leveraged Life — Holdings Breakdown
28 POSITIONS
Total value
$31,649 CAD
Positions
28 ETFs
As of
Jun 7, 2026
Portfolio
$31,649
CAD
Not financial advice — simply my journey in margin · Updated monthly · leveragedlife.ca Download Chart (Free)
Episodes

Watch the journey.

Every episode on YouTube. Subscribe so you never miss a monthly update.

Episode 1
Why I Opened a Margin Account
The setup, the strategy, the rules I set before my first trade.
Watch →
Episode 2
Did the Distributions Beat the Interest?
Month 1 full results. Every number. Nothing hidden.
Watch →
Episode 3
Who is Behind Leveraged Life?
Montreal. Corporate job. 25 years of investing. The full story.
Watch →
Episode 4
I Deployed $2,657 Across 6 ETFs
Month 1 worked. So I scaled. Here's exactly what I bought and why.
Watch →
Episode 5
New Positions + $4,357 CAD Deployed
2 brand new ETFs and 7 top-ups. Every trade in real time.
Watch →
Episode 6
I Bought the Dip — $7,120 CAD Deployed
27 trades. 4 days. Pure conviction in what I already own. Waiting for the next selloff toward $30K.
Watch →
Episode 7
The Quiet Build — Peace Deal Rally, Fed Scare, $888 Deployed
A wild week in the markets, a quiet week in the account. 4 core adds plus one small speculative bet on SpaceX.
Watch →
Episode 8
A Tale of Two Markets — Chips Rip, Megacap Sinks, $1,337 Deployed
8 tickers touched in one day, an account-streamlining swap, and $44.81 in distributions to close the week.
Watch →
Episode 9 — Monthly Review
Building Through the Noise — Month 2 Scorecard, +2.52% All-Time
First full monthly review. $31,649 portfolio · 2.16x coverage · $177 in June distributions · the snowball effect in numbers.
Watch →
Weekly Update — July 6–10
Record Highs, Iran Selloff & a New Options Play
Dow record high Monday, 576-point drop Wednesday, chip-led rebound into Friday. $2,999.99 deployed · $238.68 in distributions · exploring the wheel strategy.
Watch →
Episode 11 — July 13–18
A Rough Week — Chip Selloff, 32% Margin & the Six-Bucket Test Bench
S&P -1.6%, Nasdaq -2.9% on a broad chip stock selloff. $2,955 deployed, $ZEQT doubled on the dip, first options trade, and an honest look at margin ticking up instead of down.
Watch →
NEW
Episode 12 — July 20–25
A Third Losing Week & the Truth About Leveraged Funds
S&P -0.6%, Nasdaq -2.1% as Alphabet and Tesla tumbled on earnings. $2,175 deployed, a second options trade, and an honest breakdown: 24 of 38 holdings carry embedded leverage on top of the margin account itself.
Watch →
Shop

Wear the journey.

Leveraged Life merchandise and digital products — for Canadian investors who know the disclaimer by heart. Every item made to order or delivered instantly.

DIGITAL
INSTANT DOWNLOAD
Excel + PDF
ETF Distribution
Calendar 2026
28 ETFs 15 Sheets Auto-calculates
Canadian ETF Distribution Calendar
Excel + PDF · 28 ETFs · 12 monthly sheets · Annual summary
All distributions verified from official May/June 2026 issuer announcements — Hamilton ETFs, Harvest, Global X, Evolve, Brompton, Vanguard, iShares and BMO.
Enter your units once — every sheet updates automatically. Includes semi-monthly payers (QDAY, CDAY, SDAY, INTY, PAYG) and quarterly payers (ZLB, ZLU).
CA$10.00 No shipping · Instant
Download Now →
DIGITAL
INSTANT DOWNLOAD
Excel + PDF
Monthly
Margin Tracker
+$119.36 dist. -$44.05 int. 2.71x
Monthly Margin Tracker
Excel + PDF · 27 ETFs pre-loaded · Auto-calculated totals
The exact tracker used to manage the Leveraged Life margin account.
CA$10.00 No shipping · Instant
Download Now →
NEW
INSTANT DOWNLOAD
Excel · 40-Year Projection
The Margin
Snowball Calculator
Coverage Ratio Net Income 2 Charts
The Margin Snowball Calculator
Excel · 5 inputs · 40-year projection · Coverage ratio · 2 auto charts
Enter your margin, yield and interest rate. See exactly whether your distributions cover your interest — year by year for 40 years.
CA$10.00 No shipping · Instant
Buy on Etsy →
Leveraged Life Unisex Hoodie
Leveraged Life Unisex Hoodie
Premium fleece · Unisex fit · S to 2XL
The new brand look, front and centre — for the investor who tracks every distribution.
CA$60.00
Shop on Etsy →
Leveraged Life Unisex Classic Tee
Leveraged Life Unisex Classic Tee
Premium cotton · Unisex fit · S to 2XL
The new brand look on your everyday tee — built for the Canadian investor who tracks every distribution.
CA$38.00
Shop on Etsy →
View Full Shop on Etsy →

Merchandise made to order · Shipped directly via Printful · Digital products delivered instantly

Free Download

My 4 Margin Rules.

The 4 non-negotiable rules I set before my very first leveraged trade. Download free — no email required.

1
Never exceed 50% of available margin
2
Written thesis on Blossom before every trade
3
Interest always in the return calculation
4
Full transparency — especially on losses
Download Free PDF →
My 4 Margin Rules FREE
RULE 01
Never exceed 50% of available margin
Keeps me far from a margin call. The 50% ceiling is non-negotiable.
RULE 02
Every trade needs a written thesis
Post on Blossom before buying. Can't explain it? Don't buy it.
RULE 03
Interest is always in the math
A 10% gain at 10% interest is a 0% gain. Always account for the cost.
RULE 04
Full transparency — especially losses
The losses go on screen just like the wins. No highlight reels.
For Your Kids

The Snowball Series.

You invest for their future. Now give them the story that starts them thinking about it.

A children's book series for the kids of investors — set in Montreal, written in English, featuring French-named characters.

Book 1 — The Snowball Series
Théo Villeneuve et le
Petit Flocon
Théo Villeneuve and the Little Snowflake
Ages 4–8 English 🍁 Montreal
by Felix Laneige
A picture book written in English featuring French-named characters set in the snowy streets of Plateau-Mont-Royal — where a little snowflake teaches a big lesson about curiosity and wonder.
Perfect for investors who want to
Start the money conversation early — in a story your child will love.
NEW
Book 2 — The Snowball Series
Théo Villeneuve et
les Lucioles
Théo Villeneuve and the Fireflies
Ages 4–8 English 🍁 Montreal
by Felix Laneige
Théo's curiosity carries him into a summer evening adventure with fireflies in the Plateau — a quiet story about wonder, patience, and small things that grow into something bigger.
Perfect for investors who want to
Keep the story going — Book 2 in the series your child already loves.
Companion Journal — The Snowball Series
My Questions Journal
A Théo Villeneuve Adventure
Ages 4–8 Activity Journal 🍁 Montreal
by Felix Laneige
A companion journal for young readers to explore their own questions and discoveries — inspired by Théo's curious adventures through the streets of Montreal.
Great gift for young readers
Pairs perfectly with Book 1 — keeps the curiosity going.
NEW
🖍️
Colouring Book — The Snowball Series
Théo Villeneuve
A Colouring Book
Ages 4–8 20 Colouring Pages 🍁 Montreal
by Felix Laneige
Colour Théo's world — 20 hand-drawn scenes from his adventures through the streets of Montreal's Plateau-Mont-Royal. Snowmen, fireflies, spiral staircases and more. Perfect for kids who loved the books.
Perfect companion to the series
Pairs with Book 1 & Book 2 — bring the stories to life in colour.
Paperback — $7.99 on Amazon →
NEW
🎂
Birthday Card — The Snowball Series
Théo Villeneuve
Birthday Card
Digital Download Print at Home 🍁 Montreal
by Felix Laneige
A Théo Villeneuve birthday card featuring the beloved character from The Snowball Series. Print at home and give the gift of Théo — perfect for young readers and the kids of investors.
Perfect gift for young readers
Pairs beautifully with Book 1 or the My Questions Journal.
Get it on Etsy — CA$7.99 →
Why The Snowball Series?

You started investing to build their future.
Now give them the story that starts the conversation.

The Snowball Series is written for children aged 4–8 — the kids of investors who want to plant the seed of financial curiosity early. Through Théo's adventures in Montreal, young readers learn about wonder, patience and the magic of small things growing into something big. The same lesson every great investor knows.

📚
Ages 4–8
Picture book format
🍁
Montreal setting
Plateau-Mont-Royal
❄️
The snowball lesson
Small things grow big
🎁
Perfect gift
For investor families
Book 1 — Paperback → Book 2 — Paperback → Colouring Book → My Questions Journal → Kindle Edition →

Written by Felix Laneige — pen name of the investor behind Leveraged Life.

Referrals

Tools I actually use.

Every platform below is part of my real margin investing setup. These are referral links — if you sign up I may receive a bonus at no cost to you.

💼
WealthSimple
Margin Account

The platform I use for my entire margin account. All trades, all distributions, all interest charges — everything you see on this channel happens here.

Open a WealthSimple Account →
📊
Snowball Analytics
Portfolio Tracking

The portfolio tracker I use to monitor distributions, total return, and performance across all my positions. Essential for any serious dividend investor.

Try Snowball Analytics →
🌸
Blossom
Social Investing

Where I post every trade before the YouTube video goes up. Follow along in real time at @leveragedlife and see every position, every thesis, every move as it happens.

Follow on Blossom →
📌
Pinterest
@Leveragedlife

Canadian ETF investing ideas, portfolio updates, digital tools for investors and children's books for the kids of investors. New pins weekly.

Follow on Pinterest →
𝕏
X
@leveragedlifeCA

Daily pre-market updates, trade commentary and market takes. Real trades. Real stakes. No filter.

Follow on X →

Referral links — I may receive a bonus if you sign up. Not financial advice — simply my personal journey in margin.

Free Tool

The Snowball Calculator.

See how your portfolio grows over time. Enter your numbers and watch the snowball roll. Enter your email to download the free Excel version.

This shows how much of your total return comes from distributions. Must be ≤ Total Annual Return %.
1 yr 40 yrs
Final Value
$0
Total Capital Invested
$0
Total Distributions
$0
Monthly Income (final yr)
$0
❄️
Download the free Excel version
Enter your email — you'll be subscribed to the monthly newsletter and the Excel downloads automatically.
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Newsletter

Get the numbers first.

Every month I send the full breakdown — distributions, interest, capital appreciation, and total return — before the YouTube video drops. Free. One email per month.